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Life insurance in just 5 minutes

$1M in coverage starts at $1 per day.

No medical exams, no blood tests, get covered today and protect your family with an instant, free quote.

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"Easy and stress-free"

"Choosing Rushton Insurance Solutions for my life coverage was one of the best decisions I've made. Their team made the entire process so easy and stress-free, taking the time to guide me through each option..."

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"Exceptional experience"

"I recently switched to Rushton Insurance Solutions for my life insurance, and it has been an exceptional experience. From the start, their team was incredibly knowledgeable..."

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"Amazing , attentive "

"Completely redefined what I thought was possible in life insurance. From day one, their team has been nothing short of amazing attentive, professional, and truly invested in finding the right plan for me..."

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"Game-changer"

"Rushton Insurance Solutions has been a game-changer for my life coverage. Their personalized approach made me feel valued..."

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About Us

Who We Are

At RiS, we specialize in life and health insurance designed to give you peace of mind. Your family's security can’t wait—our customized insurance plans are tailored to protect what matters most. With our experienced team by your side, you can take action now to safeguard your loved ones' future. Don’t leave your family’s financial well-being to chance—ensure their protection with RiS and get a whole or term life insurance policy today.

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  • What does life insurance cover?
    It can help cover some of life’s biggest expenses, like a home mortgage, debt, your children’s college tuition, and it can also replace lost income. Your policy can also help cover everyday expenses—anything your beneficiaries need, really. Ultimately, it’s up to them to decide how to use the payout. Learn more about how it works.
  • What kind of life insurance does RiS offer?
    We offer both term life insurance (ages 20-65) and guaranteed issue whole life insurance (ages 65-85). Our term length options range from 10 to 30 years, with coverage amounts from $20K to $2 million, depending on what you qualify for. Learn more about policies here.
  • But I have insurance through my employer, isn’t that enough?
    Employer-sponsored policies typically offer coverage that is about 1-2X your annual salary, which is a fraction of the coverage you need. Financial experts recommend having coverage that is about 10X your salary, which is why many people buy individual term policies to supplement their coverage through work. Learn more
  • Who is eligible to apply?
    Age: All U.S. citizens and permanent residents ages of 20-85 can apply for coverage with Ethos. If you’re 65 and under, you can own term coverage until age 80. If you are over 65, a guaranteed issue whole life insurance policy might be an easy way for you to get coverage quickly. Location: Ethos is licensed and operates in 49 U.S. states and the District of Columbia, excluding the state of New York.
  • How much life insurance do I need?
    A common and easy way to come up with a coverage estimate is to multiply your annual income by 10. Another way is to calculate your long-term financial obligations and then subtract your assets. The remainder is the gap that life insurance needs to fill. It can be difficult to know what to include in your calculations, so we created a life insurance calculator to help you determine your coverage needs.
  • Can I speak with someone on the phone?
    Yes—we’re happy to assist and support you anytime. You can get in touch with our customer success team by sending us an email at rushtoninsurancesolutions@gmail.com

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